Your safety and legal rights both depend on the steps you take right after an accident:

• Call 911 — always get a police report, even for minor accidents.
• Seek medical attention immediately, even if you feel fine. Some injuries (whiplash, TBI) are not immediately apparent.
• Document the scene — photograph vehicles, license plates, road conditions, and any visible injuries.
• Exchange information with the other driver (name, insurance, license plate) and collect witness contacts.
• Do not admit fault — even a casual apology can be used against you.
• Contact Tarro Law before speaking to any insurance company.

Deadlines (statutes of limitations) vary by state. General guidelines for our practice areas:

• Florida: 2 years for personal injury (as of 2023 reform).
• Massachusetts: 3 years from the date of injury.
• Rhode Island: 3 years from the date of injury.

Claims against government entities often have much shorter notice deadlines (as little as 90 days). Contact us immediately to protect your right to recover.

Every case is unique, but potential compensation generally includes:

• Economic damages: Medical bills (past and future), lost wages, loss of earning capacity, property damage.
• Non-economic damages: Pain and suffering, emotional distress, loss of enjoyment of life.
• Punitive damages: In cases of gross negligence or intentional misconduct.

The value depends on injury severity, liability, and available insurance coverage. Our attorneys will evaluate your case to pursue maximum compensation.

No. Personal injury cases at Tarro Law are handled on a contingency fee basis — you pay nothing unless we recover for you. Our fee is an agreed percentage of the final settlement or verdict. There are no upfront costs and no out-of-pocket legal fees.

You still have options. We can pursue:

• Uninsured/Underinsured Motorist (UM/UIM) coverage through your own policy — Florida requires it be offered, and it's highly recommended.
• Personal lawsuit against the at-fault driver, though collectability depends on their assets.
• MedPay or PIP coverage under your own policy for immediate medical expenses.

Our attorneys will review all available coverage to ensure you're not left without recourse.

We strongly advise against it. Insurance adjusters are trained to minimize payouts. A recorded statement can be taken out of context and used to reduce or deny your claim. Before giving any statement — even to your own insurer — contact Tarro Law first. Once you have legal representation, all communications go through us.

The right entity depends on your goals, number of owners, and tax situation:

• LLC: Most popular for small businesses — flexible, protects personal assets, pass-through taxation.
• S-Corporation: Can offer payroll tax savings once the business is profitable.
• C-Corporation: Best for businesses seeking outside investment or planning to issue stock.
• Sole Proprietorship / Partnership: Simplest but offers no liability protection.

Our attorneys assess your specific situation and help you choose the structure that protects your assets.

Legally, you can form a basic entity without an attorney — but it's rarely a good idea. Mistakes in formation documents, operating agreements, or corporate structure can expose you to personal liability and tax problems. Legal fees at formation are far less costly than fixing problems down the road.

Steps to take when facing a contract breach:

• Document everything — gather the contract, all communications, and evidence of the breach.
• Review the contract for dispute resolution clauses (mediation, arbitration, or litigation requirements).
• Send a formal demand letter — often this resolves the dispute without litigation.
• Mitigate your damages — take reasonable steps to limit your losses.
• Consult an attorney before responding publicly or destroying any evidence.

A Non-Disclosure Agreement (NDA) prevents parties from disclosing confidential information. You likely need one when:

• Sharing a business idea, invention, or proprietary process with a potential partner or investor.
• Hiring contractors or employees who will access trade secrets or client data.
• Entering any business negotiation involving sensitive information.

An NDA is only as strong as it is well-drafted. Overly broad NDAs can be unenforceable. Tarro Law drafts targeted, enforceable confidentiality agreements.

Most business disputes resolve before trial through:

• Negotiation: Direct discussion between parties (often with attorneys) to reach a settlement.
• Mediation: A neutral third party facilitates a voluntary resolution — less costly and faster than court.
• Arbitration: A binding or non-binding decision by a private arbitrator — required by many contracts.

Our attorneys will find the fastest, most cost-effective path to resolution while protecting your interests.

Both direct how your assets are distributed, but in very different ways:

• Will: Takes effect at death, goes through probate court (public process), names guardians for minor children, and is relatively simple to create.
• Trust: Can take effect during your lifetime, avoids probate entirely (private), allows more control over when and how assets are distributed, and can include provisions for incapacity.

Many clients benefit from having both — a trust for major assets and a "pour-over will" to catch anything not yet transferred to the trust.

Yes. Estate planning isn't just about wealth — it's about protecting your loved ones. Even modest estates benefit from:

• A healthcare directive so doctors and family know your medical wishes if you can't speak for yourself.
• A durable power of attorney so a trusted person can manage your finances if you're incapacitated.
• A will to name guardians for minor children and ensure your property goes to the right people.

Without these documents, the state decides — often in ways that don't reflect your wishes.

Probate is the court-supervised process of validating your will and distributing assets — it can take months to years and is a matter of public record. Common strategies to avoid it:

• Revocable Living Trust — assets pass directly to beneficiaries without court involvement.
• Beneficiary designations on retirement accounts, life insurance, and POD/TOD bank accounts.
• Joint ownership with right of survivorship on real estate and accounts.

Florida, Massachusetts, and Rhode Island each have different probate rules. We tailor strategies to your state.

A Power of Attorney (POA) authorizes someone (your "agent") to act on your behalf. Key types:

• Durable POA: Remains effective if you become incapacitated — essential for financial management.
• Healthcare POA / Healthcare Proxy: Authorizes someone to make medical decisions for you.
• Limited POA: Covers a specific transaction or time period (e.g., closing on a property while abroad).

Without a durable POA, your family may need an expensive court-ordered guardianship that could have been easily avoided.

Dying without a will is called dying "intestate." Your state's intestacy laws determine who inherits — and it may not match your wishes:

• A spouse may share assets with adult children rather than inheriting everything.
• Unmarried partners receive nothing under intestacy laws.
• The court appoints a guardian for minor children — potentially someone you wouldn't have chosen.
• Distant relatives may inherit when you'd have preferred friends or charity.

A simple will can prevent all of these outcomes. Contact us today to get yours in place.

We recommend reviewing your estate plan every 3–5 years and after any major life event:

• Marriage, divorce, or death of a spouse
• Birth or adoption of a child or grandchild
• Significant change in assets or financial situation
• Moving to a different state (laws vary)
• Death or incapacity of a named executor, trustee, or beneficiary

An outdated plan can be as harmful as no plan at all. Tarro Law offers estate plan reviews to keep your documents current.